Redecorating With Loans From Private Lenders – Exterior Lighting Ideas

One of the best investments you can make for the exterior of your home is lighting. You may have beautiful landscaping, beautiful wainscoting, and clever window designs, but it won’t matter much if none of it can be seen when you have guests over for the night. For that, you need to have smart outdoor lighting to bring out the best aspects of your home design. While exterior lighting can make a big difference in the appearance of your home, some homeowners find it difficult to secure adequate funding for this type of project.

Fortunately, almost anyone with enough equity in their home should have little difficulty getting the money they need through the help of a hard money loan. These loans are funded by private lenders, rather than bank capital, so they are actually easier to acquire. One of the most attractive features of private loans is that they are entirely asset-based, which means they can be made even to homeowners who may have had credit problems.

If you’re considering using a loan from a private lender to install exterior lights, follow these tips to make your home look its best at night.

Less is more: The goal of outdoor lighting isn’t just to make the outside as bright as possible. Too much light will actually drown out the features in your home (and probably annoy the neighbors too). Instead, you should probably go for softer lighting options. The light should make things outside your home visible through “accent lights.” They should not be as bright as they would appear on a clear sunny day, but rather as they might appear on a night with a full moon.

However, there is one situation where it makes sense to spend some of your hard-earned loans on larger “projectors.” If you have a large property and want to use just one or two lights to illuminate a larger garden, the more powerful lights are probably your best option. If done right, it can be much cheaper than installing a light under each individual tree and still look great.

Light up pathways – One of the best ways to add more lighting to the exterior of your home with private loans is by lighting driveways and sidewalks. In addition to simply making these pathways safer, well-aligned lighting can make your home appear more polished. Many path lights even have options to run on solar power, where they charge during the day and turn on automatically when turned on. That will not only be better for your local power grid, but it will also save you a lot of money on your monthly electricity bill.

Don’t forget the landscape: Many people who use money from private lenders to improve exterior lighting tend to focus on lighting the architectural features of their home and focus less on the landscape. This can be a big mistake. If you have a large backyard, that means it will mostly look like an empty black area when you step out onto your porch. Tasteful, well-chosen lights can help all the hard work you put into landscaping really stand out.

Light masonry from below: When installing lights around brick or other masonry with hard money loans, it is best to install the lights directly below the structures. This generally accentuates them with shadows in more interesting ways than lighting them from an angle.