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There are more important things in life than money. A six-figure income isn’t worth much unless you have the freedom to enjoy it. Spending time with the family, rediscovering the joy of past times, and reducing the works instead of increasing them; As you get older, your priorities change and you realize there must be […]
There are many reasons to get home insurance in Calgary. First, you want to make sure your home, cabin, or lease is covered for damage, theft, and flooding. Second, you want to know if you’re overpaying for home insurance, and if so, you want to know if you have access to a more affordable insurer. […]
The collapse of the economy began with a wind of reality blowing against the house of cards of subprime mortgages. We all live with the results of overly aggressive lending practices and overly active government intervention. With all these friends, who needs enemies? As the market realigns, property valuations have plummeted. Some of you may […]
In Two Lives, William Trevor offers two stories: Reading Turgenev and My House In Umbria. They are not mere stories, however, and they read like substantial novels. Both have women as central characters. Reading Turgenev introduces Mary Louise Dallon, an Irish Protestant whose parents support her decision to marry, though on the surface at least […]
If you are looking to sell your house quickly, then looking for buyers in the market is not the path you want to go. This is because it can take a significant amount of time to find a buyer willing to purchase your home on your timeline. The most appropriate solution would be to contact […]
As a Registered Tax Return Preparer (RTRP) candidate, what would make you happy in your current position? Completing review of any of the 7 domains of the RTRP exam outline? I guess it’s the same as asking yourself, will you wait until you reach your goal of earning $100,000, $500,000 per year to celebrate, or […]
Retirement is a complicated thing, one day you feel good because you will finally relax and the other day you feel worried about your finances. But people who plan ahead for retirement may have little or nothing to worry about. Retirement planning is an ongoing process, and you should try to anticipate things. Although nobody […]
We often talk about the incredible increase in real estate values in the last five years in the Great State of Florida. The state of the hurricane, so to speak, is so flat that there is hardly anything to slow down a massive hurricane. But some still question why anyone would pay so much to […]
Simply put, a wraparound mortgage is a new mortgage that is created on a property that “wraps around” an existing mortgage. Surround mortgages, or ‘wraps’, are typically used when selling a home with owner financing. Here is an example using a Wrap Around Mortgage: House value: $150,000 Original loan amount: $130,000 Original interest rate: 6% […]
One of the legal terms often encountered by homeowners in foreclosure is lily hangs. They may initially find out about the term when trying to refinance their home and be turned down by the mortgage broker because of this type of document filed against the property. if a lily hangs has been filed, it will […]