How to help your children during foreclosure
One of the most difficult things during foreclosure is how to help your children survive without leaving a lasting psychological effect. It is well known that millions of children are negatively affected by losing their homes, leaving the community of friends and their schools. In some cases, parents need to move to shelters and this is a very difficult thing for any child to deal with. The problem is that when you feel comfortable in a nice home and everything seems fine, losing it in the blink of an eye can be mind-blowing. This is not just a problem for children, but adults are starting to collapse under the strain. Foreclosure is a bitter experience in some cases, but in all cases it is certainly a hardship.
You should make sure you have exhausted all of your options before agreeing to move out of your home. The family needs to know that mom and dad are doing everything they can to save the home. It’s no good keeping everything a secret and then suddenly being faced with telling your kids you’re moving out because you’re facing foreclosure. When your son learns that he is facing foreclosure, he has a better understanding of the situation than he might think. She can contact a foreclosure attorney for help. The foreclosure attorney may be able to prevent your immediate eviction and give you time to help your children adjust to foreclosure. In the state of Texas, the lender will give her a foreclosure notice and within twenty-one days she is expected to move.
This short time does not give you time to prepare your children for the turmoil in your life. The foreclosure attorney may be able to help you stay in your home until at least the school year is complete. Then you and your family can start looking for a new home. You will have a chance to find out if you can move and stay in the same neighborhood and school district. This is very useful so that your children do not lose their friends. The move is awkward at best, but it can be made easier by keeping the kids informed.
The best way to help your children during foreclosure is to talk to them, explain what is happening and, if possible, why it is happening. Of course, it depends on the age of the child as to how much she will understand and how deeply the foreclosure and sudden move will affect them emotionally. Foreclosure is never easy for any family. You can lessen the pain of losing everything by reassuring your family that staying together is important, that you love them, and that no matter where you move, home will be there. That if everyone stays together and loves each other, that home is in the heart!